Looking for car insurance quotes may be something that you will end up having to do immediately after you get your new car. After all, you want to make sure your car is an investment well-protected in the event of an accident whether it is your own doing or someone else. But before you go out and make a deal with the first car insurance broker you come, read this first. You can get a much better rate for insurance quotes you when you least expect it.

Getting a car insurance quote in the lowest forms are some easy tips when it comes your way. You can probably end up shaving hundreds to thousands of quotes from you when you do. The first tip is to always be comprehensive when it comes to the details you send to car insurance brokers. These include marital status, zip code, your car's safety features and the like. When you neglect to submit this, most insurance companies will automatically give a high quote. Providing all of these details may also reveal the discount you qualify for a car owner.

The second tip is that it always pays to shop around for car insurance quotes. Using the online service to contact a car insurance broker and you will see that the difference between one and another car insurance quote can be as high as two hundred percent. By comparing prices, you will understand what the base price for most auto insurance quote and thus cut the list of car insurance brokers accordingly. There may even lower rates if you apply as a new customer, which means more haggling and negotiations will be coming your way.

Third, try to increase your deductible because it will result in lower insurance premiums. Increase of up to five hundred dollars from two hundred and fifty could shave at least a hundred dollars on an annual premium you get for your auto insurance quote. The fourth tip is to go easy on the number of miles you drive. Many brokers car insurance low mileage discount for those who give an average of about forty miles (or even less) per day. You can easily do this by setting up a carpool with friends or commuting on some days (especially on long drives and holidays).

Fifth, is to understand how the characteristics of the driver can affect the price. When the main drivers are women, car insurance quotes may be lower than with a male as a driver. The same is true for teenagers who drive, but it is important that they are well-insured in safer cars (like the sedan) to avoid the "young driver" problem in the future. And finally, consider installing anti-theft device that will sometimes give you an automatic discount from the company because it is a sign that the risk of a stolen car will mean greater savings for the company. If you follow all these tips, you will certainly find yourself enjoying a huge reduction in your auto insurance premium quote.